Muthoot Microfine Limited Hiring 150 Relationship Officers | Field Sales & Microfinance Jobs in Kerala

Are you a dynamic, field-oriented professional with a passion for sales and community engagement? Or are you a fresher looking to start a meaningful career in finance and micro-lending? Here’s a fantastic opportunity to join Muthoot Microfine Limited, one of India’s fastest-growing microfinance institutions, as a

Relationship Officer.

This full-time role is ideal for candidates residing in or willing to relocate to Kasaragod, Kannur, or Kozhikode districts in Kerala. With a competitive salary package, structured training, and performance-based growth, this is your gateway into the financial services industry.

Job Overview

Job Title: Relationship Officer
Job ID: 20W71-1012184430217J
Organization Name: Muthoot Microfine Limited
Organization Type: Central Public Sector Undertaking (PSU)
Industry Sector: Finance and Insurance
Functional Area: Marketing and Sales
Job Role: Marketing Executive (Field Sales)
Nature of Employment: Full-Time
Work Location: Kasaragod, Kannur, Kozhikode – Kerala
Monthly Salary: ₹22,000 – ₹25,000
Number of Openings: 150
Posted On: 16th April 2025
Last Date to Apply: 27th April 2025
Expected Joining: Within 10 days of selection
Gender Preference: Male & Female (Equal Opportunity)
Ex-Servicemen Preference: Not Applicable
Preferred Age Range: 18 to 35 years (as on 16/04/2025)
Eligible DOB Range: Born between 16/04/1990 and 16/04/2007

About Muthoot Microfine Limited

Muthoot Microfine Limited is a part of the Muthoot Pappachan Group (also known as Muthoot Blue), one of India’s most respected business conglomerates. The company is a NBFC-MFI (Non-Banking Financial Company – Microfinance Institution) licensed by the Reserve Bank of India. It provides microloans to underbanked women from low-income households across India, especially in rural and semi-urban areas.

Driven by financial inclusion and social empowerment, Muthoot Microfine has empowered millions through accessible credit, entrepreneurship support, and women-centric initiatives.

Key Responsibilities of a Relationship Officer

The Relationship Officer will play a vital role in customer engagement, field outreach, and loan promotion activities. Your contribution will directly impact financial inclusion in rural and semi-urban communities.

Primary Duties Include:

• Customer Acquisition: Identify potential clients in assigned locations and onboard them for microfinance loan products.

• Loan Promotion: Promote loan offerings such as income-generation loans, group loans, and emergency financial support products.

• Client Relationship Management: Maintain strong relationships with existing customers to encourage timely repayments and cross-selling.

• Verification and Documentation: Collect necessary KYC documents and conduct field verification for loan applicants.

• Follow-Up and Collections: Ensure regular follow-up for EMI collections, renewals, and compliance with repayment schedules.

• Awareness Campaigns: Conduct financial literacy sessions for women’s groups and self-help groups (SHGs).

• Reporting: Submit daily field reports, client onboarding updates, and feedback to the branch manager.

Who Can Apply?

This job is open to both freshers and experienced candidates with 0–3 years of experience in field sales, marketing, or microfinance services. The role is field-based, and candidates must be physically active and self-motivated.

Required Qualifications:

• Minimum qualification: 12th Pass (Higher Secondary Certificate)

• Graduation or vocational diploma holders will be an added advantage

Mandatory Requirements:

• A two-wheeler vehicle

• A valid driving license

• Ability to work in field conditions in rural/urban areas

• Willingness to travel extensively in assigned territory

Desired Candidate Profile

This role is best suited for young, energetic individuals who are:

• Passionate about sales and customer service

• Interested in community development through microfinance

• Willing to take up field-based roles

• Comfortable working with rural populations and women’s groups

• Able to communicate effectively in local language (Malayalam)

• Ready to join immediately or within 10 days

Perks and Benefits

• Attractive salary package: ₹22,000 to ₹25,000 per month

• Performance-based incentives

• Career growth opportunities in microfinance and NBFC sector

• On-the-job training for freshers and non-microfinance backgrounds

• ESI, PF, and Insurance benefits as per company norms

• Travel allowance and mobile reimbursement for field work

Why Join Muthoot Microfine?

Joining Muthoot Microfine isn’t just about employment—it’s about becoming part of a movement that transforms lives through financial access. With a strong rural footprint, a clear vision, and employee-friendly practices, Muthoot Microfine offers a stable and rewarding long-term career.

Career Growth:

• Promotion to Senior Relationship Officer, Team Lead, and Branch Manager based on performance

• Skill enhancement through regular training programs

• Opportunity to move into roles like loan officer, credit officer, or collection executive

Locations & Travel Requirement

Candidates will be placed in Kasaragod, Kannur, or Kozhikode based on preference and company requirements. This is a 100% field job, and you will be expected to travel within assigned rural or semi-urban territories for client meetings and group mobilizations.

How to Apply?

Interested candidates can apply through official recruitment portals or contact Muthoot Microfine HR department. You are encouraged to apply before the application deadline of 27th April 2025.

Note: Ensure your resume highlights any experience in field sales, customer handling, or community services. Mention your availability, location preference, and driving license status in your application.

Apply here