Hiring Civil Engineers for Loan Appraisal & Site Assessment – Kottayam/Muvattupuzha
Job Description: Civil Engineer (Loan Appraisal & Site Assessment) in Kottayam/Muvattupuzha
Join Our Team as a Civil Engineer— Exciting Career Opportunity in Loan Appraisal & Site Assessment
Are you a qualified civil engineer with a passion for property valuation and site assessment? We are hiring fresh and experienced B.Tech/BE (Civil Engineering) professionals with a strong academic record (minimum 60% marks) and excellent communication skills in English and Malayalam. If you are looking for a challenging yet rewarding career in the financial and real estate sector, apply today to be a part of our dynamic team in Kottayam or Muvattupuzha.
Job Title: Civil Engineer – Loan Appraisal & Site Assessment
Location: Kottayam/Muvattupuzha
Experience: Freshers & Experienced Candidates
Education: B.Tech/BE (Civil Engineering) with a minimum of 60% marks
Language Proficiency: English & Malayalam
Roles and Responsibilities
1. Property Appraisal & Market Valuation
As a civil engineer in our team, you will be responsible for assessing the market value of properties that are offered as security for loans. This requires a deep understanding of construction quality, location advantages, and real estate market trends.
- Conduct in-depth analysis of land and buildings before determining their value.
- Compare properties with similar assets in the locality to ensure accurate valuation.
- Provide comprehensive appraisal reports based on factual data and market insights.
2. Site Visits & Physical Inspection
Site visits form a crucial part of the job. You will be required to inspect properties, evaluate ongoing construction work, and assess the actual progress of the projects.
- Visit properties across Kottayam and Muvattupuzha to physically assess the site conditions.
- Evaluate structural integrity, quality of construction, and adherence to approved plans.
- Document all site observations for further analysis and decision-making.
3. Verification of Documentation & Regulatory Compliance
Ensuring compliance with local building regulations and other applicable norms is vital for loan approvals.
- Verify essential documents such as building approvals, plans, estimates, and title deeds.
- Ensure that properties meet all municipal and governmental regulations.
- Identify discrepancies, if any, and provide recommendations for corrective measures.
4. Loan Assessment & Recommendation
Based on your findings from site inspections and document verification, you will provide valuable recommendations on loan approvals.
- Assess financial viability and recommend the appropriate loan amount.
- Collaborate with financial analysts to validate property valuations.
- Submit detailed reports supporting your assessment and loan recommendation.
5. Relationship Management & Customer Interaction
Maintaining positive relationships with customers and channel partners is essential for seamless loan processing.
- Interact with customers to understand their requirements and provide necessary assistance.
- Collaborate with real estate developers, architects, and regulatory authorities to streamline loan approvals.
- Ensure smooth communication between internal teams and external stakeholders.
Required Skills & Qualifications
- B.Tech/BE in Civil Engineering with a minimum of 60% marks.
- Strong analytical skills for accurate property valuation and loan assessment.
- Good understanding of local building regulations and real estate market trends.
- Proficiency in English and Malayalam for effective communication.
- Willingness to travel within Kottayam and Muvattupuzha for site inspections.
- Strong interpersonal skills to manage customer relationships and work with channel partners.
Why Join Us?
- Competitive salary with performance-based incentives.
- Opportunity to work with a leading financial institution.
- Exposure to real estate and banking sectors, enhancing career growth.
- Professional development through hands-on experience and training.
- A dynamic and supportive work environment.
If you are a motivated Civil Engineer eager to build a promising career in property valuation and loan assessment, we invite you to apply today!
How to Apply:
Interested candidates can submit their updated resumes via email or visit our office in Kottayam/Muvattupuzha for further details.