Sr. Product Specialist – T24 Banking Expert | Cognizant Careers in Payments & Core Banking
Sr. Product Specialist (Functional) – T24 Expertise for Global Banking Solutions
Location: Hybrid (Flexible Work Model)
Experience Required: 7 to 11 Years
Industry: Banking Technology & Financial Services
Specialization: T24 Technical Expertise, International Payments, Forex, Cards & Payments
Introduction
In today’s rapidly evolving financial landscape, organizations require dynamic leaders who can bridge the gap between advanced banking technology and robust financial services. The role of Sr. Product Specialist (Functional) is designed for professionals with deep expertise in Temenos T24 systems, particularly in areas such as Version Designer, Payments, OFS & Admin, Funds Transfer, Enquiry Designer, and Core.
This position offers a hybrid work model, empowering experienced specialists to lead complex T24 implementations, optimize international payment processes, and deliver high-impact solutions in the banking domain. If you possess both technical mastery and domain expertise in payments systems, this is your opportunity to shape the future of digital banking solutions.
Key Responsibilities
As a Sr. Product Specialist (Functional), you will play a pivotal role in designing, implementing, and managing T24 solutions to meet business objectives. Your primary responsibilities will include:
1. T24 Version Designer Implementation
-
Lead the design and development of T24 Version Designer solutions tailored to diverse banking requirements.
-
Ensure configurations align with both functional needs and compliance standards.
2. Payments System Optimization
-
Oversee the integration and performance tuning of T24 Payments modules to guarantee seamless transaction processing.
-
Maintain compliance with industry standards in cross-border payments, domestic fund transfers, and Forex operations.
3. OFS & Admin (R21) Expertise
-
Manage T24 OFS configurations and administration functions for robust system performance.
-
Provide advanced troubleshooting and technical enhancements to improve operational efficiency.
4. Funds Transfer Management
-
Implement and support T24 Funds Transfer (R20) functionality for quick, secure, and reliable money movement.
-
Ensure smooth integration with payment gateways and settlement systems.
5. Enquiry Designer Development
-
Develop and optimize T24 Enquiry Designer reports to enhance data retrieval and decision-making capabilities.
-
Streamline information access for internal teams and external stakeholders.
6. Core Banking Stability
-
Maintain the operational stability and functional excellence of T24 Core Banking systems.
-
Proactively identify and resolve potential performance bottlenecks.
7. Collaboration & Team Leadership
-
Partner with cross-functional teams—technology, operations, compliance, and business units—to ensure smooth project delivery.
-
Provide mentorship and technical guidance to junior team members.
8. Risk Management & Compliance
-
Conduct regular system audits to ensure adherence to banking regulations and IT security protocols.
-
Implement preventive measures to mitigate operational and compliance risks.
9. Continuous Improvement
-
Stay updated with latest T24 upgrades, patches, and market trends.
-
Suggest process innovations that enhance performance, reduce downtime, and improve customer experience.
Required Skills & Qualifications
The ideal candidate will bring a blend of technical expertise, domain knowledge, and leadership skills:
-
Technical Proficiency in T24:
-
Version Designer
-
Payments Module
-
OFS & Admin (R21)
-
Funds Transfer (R20)
-
Enquiry Designer
-
Core Banking Systems
-
-
Domain Expertise:
-
International Payments
-
Forex Transactions
-
Cards & Payments Operations
-
-
Professional Skills:
-
Strong problem-solving and analytical abilities.
-
Effective communication and stakeholder management.
-
Proactive learning and adaptability to emerging technologies.
-
Proven track record of delivering high-quality banking technology solutions.
-
Why Join Us?
At Cognizant, we believe in empowering our people to excel. As a Sr. Product Specialist, you will have the opportunity to work in an environment that values innovation, collaboration, and inclusivity. Here’s what you can expect:
1. Global Exposure
-
Collaborate with world-class clients across diverse geographies.
-
Contribute to large-scale, high-impact banking technology projects.
2. Career Growth
-
Access to continuous learning opportunities, certifications, and training in emerging banking technologies.
-
Clear pathways for professional advancement into leadership roles.
3. Inclusive Work Culture
-
Join a community that celebrates diversity, mutual respect, and teamwork.
-
Be part of a global workforce of 300,000+ associates making a difference.
4. Social Responsibility
-
Contribute to initiatives that positively impact society, environment, and communities.
-
Work for a company recognized among Forbes World’s Best Employers.
About Cognizant
Cognizant is a global leader in professional services, helping clients transform their business, operations, and technology for the digital era. Our industry-based, consultative approach enables clients to build more innovative and efficient organizations. Headquartered in the United States, Cognizant is a member of the NASDAQ-100 and consistently recognized as one of the most admired companies worldwide.
Learn more about our work and vision at www.cognizant.com.
Equal Opportunity Commitment
Cognizant is an equal opportunity employer committed to diversity, equity, and inclusion. We do not discriminate based on race, religion, gender identity, sexual orientation, disability, or veteran status. We encourage applicants from all backgrounds to apply.
If you require reasonable accommodation during the hiring process, please contact CareersNA2@cognizant.com.
Interview Process
Applicants may be required to participate in interviews either in person or via video conference. Government-issued identification may be required for verification during the interview stages.
Compensation Disclaimer
Salary and benefits information provided at the time of posting are subject to change based on organizational needs and market conditions.
SEO-Optimized Keywords
Sr. Product Specialist Jobs, T24 Banking Specialist, Temenos Version Designer Careers, International Payments Expert Jobs, Forex Payment Solutions, Cards & Payments Specialist, Banking Technology Careers, Hybrid Banking Jobs, OFS Funds Transfer Jobs, Cognizant Banking Jobs
Conclusion
The Sr. Product Specialist (Functional) role is an exceptional opportunity for seasoned T24 professionals to drive innovation in global banking operations. With Cognizant’s world-class infrastructure, inclusive culture, and global reach, this position offers the perfect platform to apply your expertise, lead impactful projects, and contribute to the transformation of digital banking.
If you are passionate about banking technology, have the skills to deliver cutting-edge T24 solutions, and want to work with a forward-thinking global leader, this role is your chance to make a lasting impact.