Transact/TPH Developer Job Opportunity at Cognizant | T24 Temenos Expert – Payments, OFS, Core Modules (7–11 Yrs Exp)
Lead Transact/TPH Developer – Senior Product Specialist Opportunity at Cognizant
Location: Hybrid (India)
Job Type: Full-time
Experience Level: 7 to 11 years
Function: Core Banking Technology – Temenos Transact (T24) Development
Job Summary:
Cognizant is looking for an experienced and detail-oriented Senior Product Specialist – Transact/TPH Developer to join our banking technology team. This hybrid role demands deep technical knowledge in Temenos Transact (T24) modules including Version Designer, Payments, OFS & Admin (R21), OFS Funds Transfer (R20), Enquiry Designer, and Core banking systems. The ideal candidate will have domain expertise in International Payments, Forex Payments, and Cards & Payments, and a strong passion for innovation and digital transformation.
This is an exciting opportunity to work on mission-critical systems, contribute to financial service excellence, and help shape the future of banking technology through advanced Temenos capabilities.
Key Responsibilities:
T24 Technical Development:
- Architect, develop, and deploy end-to-end solutions using Temenos T24 Version Designer, ensuring compliance with functional specifications and regulatory standards.
- Integrate and enhance T24 Payments systems for optimized processing and seamless customer experiences.
- Administer and fine-tune T24 OFS & Admin (R21) modules to boost platform performance.
- Configure, implement, and maintain T24 Funds Transfer (R20) workflows to support secure and efficient fund movements.
- Design advanced queries using T24 Enquiry Designer to streamline data retrieval and reporting.
- Ensure uptime and functionality of the T24 Core system, supporting essential banking operations.
Business & Domain Alignment:
- Apply domain knowledge in International and Forex Payments to align solutions with global financial requirements.
- Design features tailored for Cards & Payments platforms, ensuring compatibility with diverse banking environments.
- Act as a bridge between business and IT stakeholders, ensuring technical solutions address real-world banking needs.
System Reliability & Performance Optimization:
- Perform periodic evaluations of the T24 system to ensure optimal performance, regulatory compliance, and adherence to security protocols.
- Analyze root causes of technical issues and provide swift resolutions to minimize downtime.
- Monitor application performance and introduce enhancements to improve throughput and system efficiency.
Collaboration & Support:
- Work cross-functionally with QA teams, infrastructure engineers, and project managers to deliver integrated solutions.
- Provide technical support, mentorship, and documentation for junior team members.
- Facilitate hands-on training sessions and knowledge-sharing workshops on T24 systems for internal teams and stakeholders.
Continuous Improvement & Innovation:
- Stay current with Temenos upgrades and new features to recommend innovative solutions.
- Drive internal process improvements and contribute to solution standardization.
- Leverage new technologies, including APIs and digital banking modules, to future-proof banking systems.
Qualifications & Experience:
- 7 to 11 years of proven hands-on experience in Temenos Transact (T24) development.
- Demonstrated expertise in Version Designer, OFS & Admin (R21), OFS Funds Transfer (R20), Enquiry Designer, and T24 Core modules.
- In-depth knowledge of Payments infrastructure, including International Payments, Forex Payments, and Card-based solutions.
- Excellent analytical and troubleshooting skills to resolve complex technical challenges.
- Strong communication and teamwork skills for effective collaboration across departments.
- Proactive mindset with the ability to quickly adapt to evolving project requirements and new technologies.
Preferred Skills:
- Experience in Agile/Scrum environments and CI/CD processes for T24 deployments.
- Understanding of regulatory compliance in international financial transactions.
- Ability to lead technical discussions and project implementations from concept to go-live.
- Familiarity with performance tuning, batch processing, and version control tools.
Why Join Cognizant?
Cognizant stands as a global powerhouse in driving digital innovation and delivering advanced fintech solutions. As part of our elite product team, you’ll work on high-impact projects with top banking institutions, leveraging the latest tools and practices to solve real-world challenges.
We offer:
- A workplace culture that values diversity and encourages collaborative thinking.
- Opportunities to contribute to cutting-edge banking solutions and large-scale digital transformations.
- Access to industry-recognized certifications and continuous learning resources.
- Flexibility through our hybrid work model to help you maintain work-life balance.
- A platform to make a meaningful impact through technology-enabled initiatives.
Equal Opportunity Employer:
Cognizant is an equal opportunity employer, committed to creating a diverse and inclusive work environment. We do not discriminate based on race, gender, religion, disability, age, sexual orientation, or any other protected status.
Should you need an accommodation for any part of the application or interview process, please reach out to us at CareersNA2@cognizant.com.
Additional Notes:
- Salary and compensation details are accurate as of posting and may be subject to adjustments.
- Interviews may take place either virtually or in person, depending on availability and location.
- A valid government-issued photo ID may be requested during the interview process for verification.
Take the next step in your career journey.
Join Cognizant’s forward-thinking product engineering team and be part of shaping the future of digital banking.
For more information, visit: www.cognizant.com