Relationship Manager – Farmer Funding | Banking Careers in Srikakulam
Bharat Banking: Relationship Manager—Farmer Funding
Location: Srikakulam
Experience: 2 – 4 Years
Openings: 1
Role Overview:
As a relationship manager with Farmer Funding, you will be tasked with developing and maintaining solid relationships with customers, mainly farmers and rural businesspeople. You will be responsible for identifying potential clients, understanding their financial requirements, and delivering tailored solutions. Your work goes beyond sales, involving risk profiling, compliance management, and improving the overall customer experience.
Key Responsibilities:
• Build and sustain close business relationships with a limited number of customers, providing personalized service and interaction.
• Respond to customer inquiries and deliver better financial solutions as per their requirements.
• Deliver timely fulfillment of customer requests, adhering to the bank‘s service standards and ensuring customer satisfaction.
• Cross-sell banking and third-party financial products to strengthen existing customer relationships.
• Meet New-To-Bank (NTB) targets, improve cross-selling, and concentrate on portfolio retention as per organizational objectives.
• Oversee portfolio compliance, such as renewals, pending renewals, stock statements, insurances, and regulatory requirements.
• Track and maintain compliance with loan disbursement timelines, ensuring month-end enhancement disbursements.
Required Qualifications:
To perform well in this position, the best candidate must possess the following qualifications:
• Education: A bachelor’s degree; an MBA in marketing is desired.
• Experience: 2 to 5 years of experience working in the BFSI (Banking, Financial Services, and Insurance) industry.
Key Skills & Competencies:
To excel as a relationship manager, candidates should show the following capabilities and competencies:
Industry Knowledge & Technical Competencies:
• Excellent familiarity with banking services and products and industry trends in the context of semi-urban and rural banking.
• Awareness about financial and regulatory norms applicable in the banking field.
• Accuracy and knowledge in the area of loan processing, assessment of credit risks, and management of portfolios.
• Skills in analyzing the financial data, creating reports, and ensuring the conformity of procedures with regulatory guidelines.
• Capability to recognize potential customers, evaluate their financial requirements, and offer customized banking solutions.
• Knowledge of customer relationship management (CRM) and portfolio management.
• Strong cross-selling skills of financial products and building customer engagement.
• Capability to manage customer complaints and deliver exceptional customer experience.
Communication & Interpersonal Skills:
• Very good verbal and written communication skills in English and the local language.
• Strong negotiation and influencing skills to build business and enhance customer engagement.
• Inability to work with internal teams to facilitate effective service delivery.
Analytical & Problem-Solving Skills:
• Data analysis and financial modeling expertise utilizing Excel and other database software.
• Inability to evaluate risk, analyze trends, and create data-driven financial strategies.
• Detail attention in portfolio management and compliance monitoring.
Time Management & Target Achievement:
• Inability to work under pressure, meet deadlines, and attain assigned sales targets.
• Inability to be proactive in portfolio health monitoring and reducing delinquency rates.
About Bharat Banking:
Bharat Banking is a niche department committed to banking operations enhancement in rural and semi-urban markets. Bharat Banking concentrates on innovative products, new product development, strategic alliances, and maximizing customer experiences for driving business expansion. With an inclusive and dynamic strategy, Bharat Banking looks to create a new wave of banking services for rural and semi-urban customers, making them financially empowered at a grassroots level.
Why to join Bharat Banking?
• Work for an energetic and emerging department engaged with financial inclusion.
• Chance to transform farmers and rural entrepreneurs using personalized banking options.
• Career opportunity development in a speedily increasing segment.
• Participate with a company supporting diversity and equity.
Bharat Banking makes every effort to provide a workplace that is respectful, inclusive, and diverse. We encourage all applicants, regardless of gender, LGBTQIA+, and people with disabilities, to apply. We practice equal opportunities, creating a workplace that respects and upholds professionalism, transparency, and growth.
How to Apply?
If you love developing deep customer relationships and achieving financial growth in rural areas, apply now to join Bharat Banking‘s purpose of empowering communities through cutting-edge banking products.